Personal Finance

More Ways to Clean Your Finances

More Ways to Clean Your Finances

With tax season in the rear view mirror, it’s a great time to give your finances a once-over. You’ve already gone through all your paperwork, you have a pretty clear picture of your money situation, and you’ve got a little time now that you’re no longer digging around for that lost W2.

20 Seconds That Can Break Bad Money Habits

20 Seconds That Can Break Bad Money Habits

To break the day-trading habit that cost him money, friendships and sleep, fund manager Thomas Meenik first tried meditation and cycling.
They proved no substitute for the high he got scrolling through investing forums, he said. Instead, he took a digital breath. He installed software that imposed a 20-second delay whenever he tried to open his apps. Twenty seconds
might not seem like much, but feels excruciating in smartphone time, he said. As a result, he checks his accounts 60% less.

Understanding the SECURE 2.0 Act

Understanding the SECURE 2.0 Act

The SECURE 2.0 Act of 2022 is a law designed to substantially improve retirement savings options—including with 401(k)s and 403(b)s—in the
U.S. It builds on the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019. SECURE 2.0 was signed into law by
President Joseph R. Biden on December 29, 2022, as part of the Consolidated Appropriations Act (CAA) of 2023.1
The SECURE 2.0 Act began as two pieces of legislation, one from the House of Representatives (H.R. 2954) and one from the U.S. Senate (S.
1770).23 After both branches of Congress passed their respective bills, the consolidated legislation was included in the omnibus budget bill
(the Consolidated Appropriations Act of 2023) as Division T (SECURE 2.0 Act of 2022).