At WNY Asset Management, we understand that you’ve earned the right to enjoy your retirement years. Whether you’ve just started to think about retirement, or you only have a few more years to go, we can help you reach your goals.

Financial & Retirement Planning is about more than assets, investments, and net worth. It’s about what you want to do with your money and why. It’s about identifying your concerns, expectations, and goals and developing a comprehensive plan that addresses all of them.

Now it’s time to navigate the retirement planning process, and that can be overwhelming. Questions begin to fill your mind: Am I on the right path? Have I worked too long? Is retiring this young a bad idea? Our team is here to serve as your guide through the retirement planning process. At WNY Asset Management, we understand that you’ve earned the right to enjoy your retirement years. Whether retirement is simply a thought or a concrete date in the future, we’ll listen to your goals and help make them attainable.

Understanding the Retirement Path

Your customized retirement plan begins by sitting down with a WNY Asset Management advisor and talking about short- and long-term goals, financial goals, healthcare costs and more. Do you want to travel through Europe, cruise the Bahamas, or simply enjoy life at home? Whatever your dreams may be, you’ve probably already made some assumptions about how much retirement income you’ll need. Our wealth managers can create a customized retirement income plan that will provide you with a probability of success so you know where you stand.


Constructing Your Retirement Timeline

Once we understand how much you’ll need, the next step is to develop a plan to help ensure that you can retire on your timeline. We’ll review your entire portfolio, from 401(k) plans and pensions to stocks, bonds and other investments you may have. Then, we’ll explain how much income you can expect to draw from each investment, how to get the maximum benefits out of each one and, with the help of your accountant, figure out what tax implications you should consider. As you approach retirement, we will continue to review your retirement plan and make adjustments as necessary.

Are you a teacher or another professional entitled to a pension and nervous about its options and how much should be left to a spouse or children? Do you have a 401(k) from your current or former employer and not sure what to do with it? We’ll walk you through these decisions to make sure that your choices are aligned with the plan that we created for you.


After your retirement plan is constructed, an WNY Asset Management advisor will continue to review and revise it as necessary. 

Ready to take the first step? Contact us today if it’s time to retire, or even if you’re just starting to think about it. By addressing it now, everything will flow smoother when that last day of work finally arrives.

Trusting your financial team is important