In March 2025, 61% of respondents to a travel-related survey expressed concern that a recession might impact their vacation plans. The same percentage were planning a staycation instead.
Personal Finance
Why Do We Avoid the Things that Matter Most? Greg McKeown and an “Essentialist” Approach to Personal Finance
What is “inverse prioritization” and how do we counter the forces that seek to undermine our best intentions—personally and financially?
What is Personal Finance, and Why is it Important?
Personal finance is a term that covers managing your money as well as saving and investing. It encompasses budgeting, banking, insurance, mortgages, investments, retirement, tax, and estate planning. The term often refers to the entire industry that provides financial services to individuals and households and advises them about financial and investment opportunities.
As Tariff And Market Anxiety Rises, How Will Your Generation React?
Whether buying furniture, planning retirement, or just filling your gas tank, uncertainty doesn’t just shake market numbers—it rattles confidence. Yes, it is about money, but ultimately it is about emotion. And that, perhaps more than stock prices or interest rates, shapes behavior. The field of psychology suggests that when feeling fear, people typically pursue one of three options: fight, flight, or freeze.
Beware of Investment Scams on Social Media and Messaging Apps
Fraudsters are using social media (like X, formerly Twitter) and messaging apps (like WhatsApp and Telegram) to promote fake investment opportunities. They often impersonate financial professionals, advisor firms, or public figures to appear credible, luring victims into so-called “exclusive investor groups.”
5 Key Changes That Will Affect Your Money in 2025
Amid the global turmoil of this young new year comes a flurry of welcome developments that will help many people — especially retirees and those close to retirement — supercharge their savings, cut prescription drug costs, keep more of the money they earn and, possibly, raise their credit scores.
How To Prioritize Your Financial Life
When it comes to financial planning, there are many different approaches. One of the biggest challenges people face is prioritizing their needs. Often, individuals confuse importance with urgency, assuming that the closer a deadline, the more important the task. While this mindset is understandable, it may not be the best way to approach financial planning.
The sneaky credit card rip-off
“Credit-card companies can get away with charging high rates of interest because consumers aren’t necessarily paying attention and marketing doesn’t focus on that.”
2025 Key Numbers for Health Savings Accounts
The IRS recently released the 2025 contribution limits for health savings accounts (HSAs), as well as the 2025 minimum deductible and maximum out-of-pocket amounts for high-deductible health plans (HDHPs).
Your Cup of Coffee Is Already Expensive. It’s About to Get Even Worse.
Global coffee drinkers who’d hoped the price of their daily fix would soon stop rising are due for a bitter wake-up call: it’s about to get even worse.